Built for Business Owners: Keep More, Stress Less
Most business owners leave money on the table because their personal and business finances aren’t working together.
A Retirement Plan That Works With Your Business
Retirement isn’t just about stepping away from your business… it’s about doing it on your terms.
It’s about building freedom without losing what you’ve built. That’s why the Wealthy Business Retirement Plan isn’t cookie-cutter. We build a plan around your business, your lifestyle, and your long-term vision.
Your goals. Your time. Your team. Your legacy.
The goal? To turn your business into a retirement asset, so you can exit with control, confidence, and a strategy that fits your life and the people you care about.
Most Entrepreneurs Don’t Realize What They’re Missing
Paying Too Much in Taxes
Without a coordinated tax strategy, business owners often overpay. We build a proactive plan to keep more in your pocket legally and efficiently.
Not Saving for Retirement
You invest in your business, but where’s the personal payoff? We help you create tax-smart retirement plans that protect your future.
Having No Exit Strategy
Whether you sell or pass it on, your business should fund your next chapter. We help you prepare for a smooth transition without the surprises.
Wisdom Is Wealth. African Proverb
Meet Your Guide
CERTIFIED FINANCIAL PLANNER™
I’ve spent years helping business owners like you turn your success into a retirement plan you can trust.
Not a guess. Not a gamble. A strategy backed by wisdom, tax planning, and a deep understanding of how your business fits into your future.
Most owners don’t fail retirement because they didn’t work hard. They just didn’t have a plan that matched their business.
At Obsidian Wisdom, we help you create a retirement plan with clarity and confidence, so you can step away on your terms… and stay financially secure for life.
Undre Griggs, Jr.
Founder, Obsidian Wisdom
Why It Works
Your business isn’t like everyone else’s, so your retirement plan shouldn’t be either. We help you retire with control, confidence, and a tax-smart strategy that works with your business
1. Tax Planning That Works With Your Business
We show you how to reduce taxes now and in retirement. You'll learn how to build wealth both inside and outside your business so you’re not putting all your eggs in one basket.
2. Tailored Retirement Plan Setup
You get the right plan for your business... 401(k), Solo 401(k), SEP IRA, SIMPLE, or pension. It's based on your personal goals, income, and team size.
3. Business Exit Planning
Most plans are built for W-2 workers with steady paychecks. We build your plan around your business, your income, and your exit strategy. So you don’t have to choose between growth today and wealth tomorrow.
4. CPA + Legal Coordination
We collaborate with your CPA and estate attorney to make sure your retirement, tax, and legacy plans are aligned, so nothing falls through the cracks.
5. Education for You and Your Team
If you have employees, we help them understand the value of your retirement benefits—so you retain top talent and maximize the value of your investment.
Built for Business Owners. Backed by Real Strategy
Your business is unique. Your retirement plan should be too.
We start with a flat $5,000 fee to design and set up your retirement plan.
Then we manage the investments and support you with ongoing strategy, coordination, and updates.
He who does not seize opportunity today, will be unable to seize tomorrow’s opportunity. African Proverb
Looking for Ongoing Support and Expert Guidance?
Full-service support for both you and your team. No hidden fees, no hourly bills. Just expert guidance, aligned with your goals. Covered by a simple, transparent fee based on assets under management:
Assets Under Management | Annual Fee |
|---|---|
$0 - $499,999 | 0.95% (95 basis points) |
$500,000 - $999,999 | 0.80% (80 basis points) |
$1,000,000 - $2,999,999 | 0.65% (65 basis points) |
$3,000,000 - $4,999,999 | 0.55% (55 basis points) |
$5,000,000 and above | 0.50% (50 basis points) |
100%
satisfaction Guarantee
100% Satisfaction Guarantee
If you don’t feel significantly more confident about your retirement plan after receiving your Wealthy Business Retirement System, we’ll work with you one-on-one until you do.
FAQ.
Nope! That’s exactly what the first call is for. We’ll review your business structure, goals, and income and walk you through the options. Whether that’s a Solo 401(k), SEP IRA, SIMPLE IRA, or even a pension plan.
It works for both. We’ll help you design a plan that fits your business. Whether you're solo or have a team. If you have employees, we also provide education to help them understand and appreciate the benefits you're offering.
Absolutely. In fact, we prefer it. We coordinate with your CPA and estate attorney so your retirement, tax, and legacy plans all work together.
That covers your full retirement plan setup, a tax strategy personalized to your business, investment management, employee support (if needed), and ongoing planning guidance. After that, asset management is billed separately, based on the value we manage.
Great! We’ll review it with you and spot any gaps. Sometimes it’s just about better strategy and coordination. You don’t have to start from scratch to benefit from smarter planning.
Nope. If it’s not a fit, you walk away with more clarity — no pressure, no obligations, and you keep any bonuses we’ve shared.
Most brokerages give you a form. We give you a plan. That includes strategy, guidance, coordination with your tax and legal team, and ongoing support. It’s a full-service solution, without the high family office price tag.
We use a diversified, long-term approach tailored to your business cash flow, tax bracket, and retirement timeline. Our goal is to help you grow wealth consistently without taking on unnecessary risk.
Yes. We’ll guide you through the rollover process, whether it’s from a 401(k), IRA, or another account, and make sure it aligns with your new plan.
Yes. We make sure your retirement plan is structured and maintained according to IRS guidelines, and we stay up to date on any changes that could impact your business or benefits.
Ready to retire like a business owner... with wisdom?
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization’s initial and ongoing certification requirements to use the certification marks.