More Wisdom, Less Worry
Written by Dre Griggs
Here’s something I tell every business owner I work with. The U.S. tax code is not a punishment system. It’s an incentive system. Uncle Sam uses the tax code to encourage behavior he wants to see… real estate investment, charitable giving, job creation, innovation. And if you’re willing to do those things, the government will […]
Written by Dre Griggs
You’re Already Going to Give. Let’s Make It Tax-Free Here’s one of my favorite strategies, because it requires almost no change to what you’re already doing. If you’re a retiree over 70½ who donates regularly to a church, mosque, synagogue, food bank, or any qualified nonprofit. The Qualified Charitable Distribution (QCD) could eliminate the taxes […]
Written by Dre Griggs
Retirement planning can feel like trying to solve a puzzle with a million pieces. You hear about 401(k)s, IRAs, Roth conversions, asset allocation, withdrawal rates… and before long your head is spinning. Add in spreadsheets, projections, and scary market headlines, and it’s easy to feel overwhelmed. For a lot of people, that overwhelm leads to […]
Written by Dre Griggs
Most people think building wealth means giving up fun today so they can maybe enjoy life later. I don’t buy that. I believe you can build real, sustainable wealth while still living a life you’re excited to wake up to every morning. The key is learning how to make your money do the heavy lifting […]
Written by Dre Griggs
What if I told you that your bank is probably costing you hundreds — maybe even thousands — of dollars every year? Sounds dramatic, right? But for millions of people, it’s quietly happening right now. The national average savings account pays about 0.39%. That means if you have $10,000 sitting in a traditional savings account, […]
Written by Dre Griggs
Robert’s Story: A Surprise Business Partner I want you to imagine this. There’s a man named Robert. He worked hard for 35 years, saved diligently, invested wisely, and finally reached retirement. The season of life he had dreamed about. But the day he retired, Robert discovered something no one had warned him about. He had […]
Written by Dre Griggs
Hi, I’m Dre Griggs with Obsidian Wisdom, and if you just turned 50, this one’s for you. Because let’s be real… hitting 50 can be a wake-up call. Suddenly you’re thinking, “Do I have enough saved?” “Can I retire when I planned?” “What about healthcare or a market crash?” The good news? You’re not too […]
Written by Dre Griggs
Today I’m pulling back the curtain on five unexpected truths about financial independence—things most people don’t talk about until it’s too late. If you’re chasing FI, this is the kind of honest insight you need upfront. 1. It’s Not About a Magic Number Most people think financial independence is about hitting some magic number in […]
Written by Dre Griggs
Today we’re diving deep into one of my favorite topics… building generational wealth with Roth IRAs. And if you’re a parent, grandparent, or someone who just wants to make a lasting impact, this one’s for you. Planting the Seed: The Power of a Roth IRA Imagine this: You take a tiny seed and plant it […]
Written by Dre Griggs
1. Recognizing That Money Is a Tool, Not the Goal Many people think of financial freedom as having a certain amount of money. But in reality, it’s about making sound financial decisions that align with your goals and values. Money is simply a tool to help you achieve the lifestyle you desire, not the end […]
