A Certified Financial Planner and Economics Professor Breaks Down the Real Trade Off I came across an article today from The Wall Street Journal, and they were going through some data on a question that a lot of parents are asking right now. Does it still make sense to send our kids to college? As […]
A couple came to me with $1.8M perfectly diversified… 401(k), Roth, brokerage, rental property. On paper, great. Then we opened the statements. Municipal bonds inside the 401(k). Stable value funds inside the Roth. Bond funds in the brokerage. Nothing was a bad investment. Everything had a bad address. Here’s the three-bucket fix.
The Question Every Retiree Needs to Answer Before the Next Market Crash There’s one question that separates retirees who navigate market downturns with confidence from those who panic-sell at exactly the wrong moment: Where is this year’s spending money coming from? If you can’t answer that clearly – if the honest answer is “from whatever […]