More Wisdom, Less Worry
Written by Dre Griggs
What would a real retirement master plan look like if you were starting from zero? That’s a question I was asked recently: “Dre, if I went from $0 to a retirement master plan, what would that look like?” And I thought, that’s a great question. Because a lot of people think retirement planning starts with […]
Written by Dre Griggs
Let’s talk about something nobody loves but everyone faces at some point: a market downturn. You might have heard, “Just ride the dip!” That works when you’re still working and investing. But when you’re living off your investments, it’s a whole different game. So how do you keep income flowing, stay calm, and still enjoy […]
Written by Dre Griggs
Hi, I’m Dre Griggs with Obsidian Wisdom, and if you just turned 50, this one’s for you. Because let’s be real… hitting 50 can be a wake-up call. Suddenly you’re thinking, “Do I have enough saved?” “Can I retire when I planned?” “What about healthcare or a market crash?” The good news? You’re not too […]
Written by Dre Griggs
Today we’re answering a big question: What is the number one mistake that keeps most people from building real wealth? Spoiler alert—it’s not bad investments. It’s not even debt or overspending. The biggest mistake? Not having a written plan. No plan means no direction. And no direction means a path filled with confusion, stress, and […]
Written by Dre Griggs
Debt in retirement is one of those topics that sparks debate. Some say you should avoid it entirely, while others argue that certain types of debt can be beneficial. The reality? It depends on your unique financial situation. Today, we’ll break down four situations where debt can be okay in retirement and four cases where […]
Written by Dre Griggs
1. Recognizing That Money Is a Tool, Not the Goal Many people think of financial freedom as having a certain amount of money. But in reality, it’s about making sound financial decisions that align with your goals and values. Money is simply a tool to help you achieve the lifestyle you desire, not the end […]
Written by Dre Griggs
Today, we’re answering the question: What is the crucial question that guides your investment portfolio? When it comes to your investments, there is one question you must get right to achieve your desires—whether it’s retirement, a legacy, financial freedom, or debt freedom. You must get this one question right. If you do, it should guide […]
Written by Dre Griggs
Today, we answer the question: Why is an emergency fund for retirement essential? When it comes to an emergency fund, I believe there’s significant value in having one. However, I also think it should be structured in a specific way. For me, the key is flexibility. In my experience, your ability to adapt—to pivot when […]
Written by Dre Griggs
Today, I’m going to answer the question: Is Dave Ramsey only for the wealthy? I thought this was an interesting question I received, and my first thought was, no, Dave Ramsey is not only for the wealthy. Honestly, I’d say Dave Ramsey is probably not for the wealthy at all. Let me explain. When it […]
Written by Dre Griggs
Hi, I’m Dre Griggs from Obsidian Wisdom. In today’s discussion, we’ll explore five ways to secure your financial wellbeing without relying solely on an emergency fund. The Concept of an Emergency Fund Emergency funds are often touted for their benefits, and rightly so. The primary idea behind an emergency fund is to have money set […]
