More Wisdom, Less Worry
Written by Dre Griggs
What would a real retirement master plan look like if you were starting from zero? That’s a question I was asked recently: “Dre, if I went from $0 to a retirement master plan, what would that look like?” And I thought, that’s a great question. Because a lot of people think retirement planning starts with […]
Written by Dre Griggs
Retirement planning can feel like trying to solve a puzzle with a million pieces. You hear about 401(k)s, IRAs, Roth conversions, asset allocation, withdrawal rates… and before long your head is spinning. Add in spreadsheets, projections, and scary market headlines, and it’s easy to feel overwhelmed. For a lot of people, that overwhelm leads to […]
Written by Dre Griggs
You are not behind. You are human. Your brain is wired to choose the present over the future. In my new article, I explain why we delay saving and four steps you can use to finally build momentum.
If you want clarity and confidence, click and take a look.
#retirementplanning #behavioralfinance #savinghabits
Written by Dre Griggs
Have you ever Googled, “How much do I need to retire?” If so, you’ve probably seen the number $1.7 million. That’s what most Americans say they need—but is that really true for you? Let’s talk about what it actually takes to retire comfortably, based on your personal income streams and lifestyle. Because when you understand […]
Written by Dre Griggs
Hi, it’s Dre Griggs with Obsidian Wisdom. Today, we’re diving into dividend investing tax implications and setting financial goals. This is the third video in our five-part series on dividend investing. We’ll be answering five key questions: 1. Tax Implications of Dividends When it comes to dividends, taxation plays a crucial role in your investment […]
Written by Dre Griggs
Today, we discuss eight common mistakes that future retirees make and how to avoid them. When it comes to retirement—or really anything—think of it like watching a movie. The first time you watch, it’s a good experience. But if you watch it again—if you’re fortunate enough, like me with my four kids who watch movies […]
Written by Dre Griggs
Today, we’re discussing the Fed’s recent rate cut and its impact on our retirement. Last week, the Fed lowers rates again. They announced a reduction in the federal funds rate by a quarter of a percent, moving it from a range of about 4.75–5% down to 4.50–4.75%. You might be thinking, “Okay, Dre, I know […]
Written by Dre Griggs
In this article, I’m going to share with you how to maximize your retirement savings using seven simple steps that you can enact today. By implementing these strategies, you’ll ensure that you have a robust financial plan for your retirement years. Leverage Your Tax-Advantaged Accounts The first strategy on our list is leveraging your tax-advantaged […]
Written by Dre Griggs
Hi, it’s Dre Griggs with Obsidian Wisdom. Today we answer the question, what is the best age to start planning for retirement? Now, I know what you’re thinking: “Dre, obviously the answer is the earlier, the better.” Addressing Misconceptions Misconception #1: I’ll Live Off Social Security First and foremost, some people think they can rely […]
Written by Dre Griggs
Hi, it’s Dre Griggs with Obsidian Wisdom. Today, we answer the question: What is the required minimum distribution (RMD) and how are they taxed? What is a Required Minimum Distribution (RMD)? Today, we’re going to discuss a pretty important topic for retirees, and that is the required minimum distribution. We’ll cover three important aspects: We’ll […]
