More Wisdom, Less Worry
Written by Dre Griggs
The Number That Should Wake Every Pre-Retiree Up The average American pays approximately $250,000 in unnecessary taxes over the course of their retirement. Not because they did anything wrong. Not because they broke any rules. Simply because they never had a tax plan , and Uncle Sam was more than happy to fill in the […]
Written by Dre Griggs
What would a real retirement master plan look like if you were starting from zero? That’s a question I was asked recently: “Dre, if I went from $0 to a retirement master plan, what would that look like?” And I thought, that’s a great question. Because a lot of people think retirement planning starts with […]
Written by Dre Griggs
It’s December… and you think you’re done It’s December. If you’re a high-income earner, you’re probably thinking your tax strategy for the year is set. You maxed out the 401(k). You made the estimated payments. What else is there to do? But what if I told you there’s more you could be doing? This year, […]
Written by Dre Griggs
When people ask, “Do I have enough to retire?” the real question is, “How much of that money will I get to keep?” You can save and invest all day, but if you lose a chunk of it to taxes, penalties, or required withdrawals, it may not last the way you expect. With a tax-free […]
Written by Dre Griggs
Choosing between a Traditional IRA and a Roth IRA can feel like deciding between chocolate and vanilla. The truth is, it depends on your overall retirement strategy and financial situation. Each of these accounts has its benefits, and ideally, you can leverage both. But because of contribution limits, neither should be your sole retirement vehicle. […]
Written by Dre Griggs
Today we answer the question: what is the tax impact of selling your home in retirement? When deciding whether or not to sell your home in retirement, you’re usually thinking from a lifestyle perspective—do I still want to live in this house? Maybe the house is too big, or you don’t want to deal with […]
