More Wisdom, Less Worry
Written by Dre Griggs
Deciding when to take Social Security can feel like trying to solve a puzzle where the pieces keep shifting. Should you grab the money early at 62? Wait until your full retirement age at 67? Or hold off until 70 for the biggest check? I’m Dre Griggs with Obsidian Wisdom, and I help folks five […]
Written by Dre Griggs
You’ve probably heard the term estate planning, and maybe it sounded cold or too legal. But here’s the real deal. Estate planning is just a fancy way of saying generational wealth. If you care about passing something on. Not just money, but values, vision, and wisdom. Then estate planning is your playbook. So let’s walk […]
Written by Dre Griggs
Let’s talk about something nobody loves but everyone faces at some point: a market downturn. You might have heard, “Just ride the dip!” That works when you’re still working and investing. But when you’re living off your investments, it’s a whole different game. So how do you keep income flowing, stay calm, and still enjoy […]
Written by Dre Griggs
When people ask, “Do I have enough to retire?” the real question is, “How much of that money will I get to keep?” You can save and invest all day, but if you lose a chunk of it to taxes, penalties, or required withdrawals, it may not last the way you expect. With a tax-free […]
Written by Dre Griggs
You’ve probably heard this before: “Just withdraw 4% from your investments each year and you’ll be safe in retirement.” Sounds simple, right? Like rainbows and Skittles. But here’s the truth: in today’s world, the 4% rule might be as risky as leaving your front door open with a sign that says, “Free stuff inside.” So […]
Written by Dre Griggs
Have you ever Googled, “How much do I need to retire?” If so, you’ve probably seen the number $1.7 million. That’s what most Americans say they need—but is that really true for you? Let’s talk about what it actually takes to retire comfortably, based on your personal income streams and lifestyle. Because when you understand […]
Written by Dre Griggs
Hi, I’m Dre Griggs with Obsidian Wisdom, and if you just turned 50, this one’s for you. Because let’s be real… hitting 50 can be a wake-up call. Suddenly you’re thinking, “Do I have enough saved?” “Can I retire when I planned?” “What about healthcare or a market crash?” The good news? You’re not too […]
Written by Dre Griggs
Saving for retirement is a big accomplishment—but it’s only half the battle. The real challenge is turning that savings into income that lasts for the rest of your life. Hi, I’m Dre Griggs with Obsidian Wisdom. I help people within five years of retirement build a plan that covers income, healthcare, and lifestyle—without the fear […]
Written by Dre Griggs
Today we’re answering a big retirement question: 401(k) or pension—what’s the better choice? It’s a question that trips a lot of folks up. Both have their perks and pitfalls, and choosing the right one can shape your entire retirement lifestyle. Let’s walk through what I’d personally ask myself—and what you should consider—before deciding. Understanding the […]
Written by Dre Griggs
Today I’m pulling back the curtain on five unexpected truths about financial independence—things most people don’t talk about until it’s too late. If you’re chasing FI, this is the kind of honest insight you need upfront. 1. It’s Not About a Magic Number Most people think financial independence is about hitting some magic number in […]
