More Wisdom, Less Worry
Written by Dre Griggs
Today we’re answering a big retirement question: 401(k) or pension—what’s the better choice? It’s a question that trips a lot of folks up. Both have their perks and pitfalls, and choosing the right one can shape your entire retirement lifestyle. Let’s walk through what I’d personally ask myself—and what you should consider—before deciding. Understanding the […]
Written by Dre Griggs
Today I’m pulling back the curtain on five unexpected truths about financial independence—things most people don’t talk about until it’s too late. If you’re chasing FI, this is the kind of honest insight you need upfront. 1. It’s Not About a Magic Number Most people think financial independence is about hitting some magic number in […]
Written by Dre Griggs
Hi, it’s Dre Griggs with Obsidian Wisdom. Today we answer a question that might be on your mind: Why is the US dollar dropping? If you woke up this morning, glanced at the stock market, and thought, “Here we go again,” you’re not alone. April has been rough—one of the worst since the Great Depression. […]
Written by Dre Griggs
Today we’re answering a big question: What is the number one mistake that keeps most people from building real wealth? Spoiler alert—it’s not bad investments. It’s not even debt or overspending. The biggest mistake? Not having a written plan. No plan means no direction. And no direction means a path filled with confusion, stress, and […]
Written by Dre Griggs
Choosing between a Traditional IRA and a Roth IRA can feel like deciding between chocolate and vanilla. The truth is, it depends on your overall retirement strategy and financial situation. Each of these accounts has its benefits, and ideally, you can leverage both. But because of contribution limits, neither should be your sole retirement vehicle. […]
Written by Dre Griggs
Debt in retirement is one of those topics that sparks debate. Some say you should avoid it entirely, while others argue that certain types of debt can be beneficial. The reality? It depends on your unique financial situation. Today, we’ll break down four situations where debt can be okay in retirement and four cases where […]
Written by Dre Griggs
1. Recognizing That Money Is a Tool, Not the Goal Many people think of financial freedom as having a certain amount of money. But in reality, it’s about making sound financial decisions that align with your goals and values. Money is simply a tool to help you achieve the lifestyle you desire, not the end […]
Written by Dre Griggs
Hi, it’s Dre Griggs with Obsidian Wisdom. Today, we’re diving into an important topic: how to protect your retirement savings from inflation. Inflation is a fancy way of saying that your money doesn’t stretch as far as it used to. Even if you don’t change your lifestyle, the cost of maintaining it will continue to […]
Written by Dre Griggs
Hi, it’s Dre Griggs with Obsidian Wisdom. We’ve made it to the fifth and final video in our Dividend Investing Series, and today, we’re tackling common myths and misconceptions about dividend investing. Throughout this series, we’ve explored how to build a dividend portfolio, manage risks, and optimize your returns. But I know there are still […]
Written by Dre Griggs
Hi, it’s Dre Griggs with Obsidian Wisdom. Today, we’re diving into advanced dividend investing strategies as we continue our dividend series. In this post, we’ll answer five key questions: By the end, you’ll have actionable insights to refine your dividend investment strategy for long-term success. How Can I Diversify My Dividend Portfolio? Diversification is about […]
