More Wisdom, Less Worry
Written by Dre Griggs
Today we’re answering a big retirement question: 401(k) or pension—what’s the better choice? It’s a question that trips a lot of folks up. Both have their perks and pitfalls, and choosing the right one can shape your entire retirement lifestyle. Let’s walk through what I’d personally ask myself—and what you should consider—before deciding. Understanding the […]
Written by Dre Griggs
Today, we’re going to answer the question: How could Trump’s tax plan shape your retirement future? I’ve been getting a handful of questions. There are six types of questions—six categories of Trump’s tax plans—that we’ll discuss today, and we’ll see how they shape your overall retirement future. The six areas we’ll talk about today are […]
Written by Dre Griggs
Today, we’re answering the question: What is the crucial question that guides your investment portfolio? When it comes to your investments, there is one question you must get right to achieve your desires—whether it’s retirement, a legacy, financial freedom, or debt freedom. You must get this one question right. If you do, it should guide […]
Written by Dre Griggs
Today, I want to answer the question: What are the top five retirement indulgences I should embrace right now? When it comes to retirement, there’s something that often bothers me: the idea of waiting until retirement to do the things you’ve always dreamed about. We often think we’re not ready—that we need more money, more […]
Written by Dre Griggs
Today, I’m going to answer the question: Is Dave Ramsey only for the wealthy? I thought this was an interesting question I received, and my first thought was, no, Dave Ramsey is not only for the wealthy. Honestly, I’d say Dave Ramsey is probably not for the wealthy at all. Let me explain. When it […]
Written by Dre Griggs
Today, we discuss annuities versus the 4% withdrawal rule to determine which is a better retirement strategy. For this, we’ll use a case study featuring Arnold. We’ll walk through his situation to see which option makes the most sense for him. Arnold’s Financial Situation Arnold has $100,000 in cash, $3,300 in monthly expenses, $2,700 from […]
Written by Dre Griggs
Hi, it’s Dre Griggs with Obsidian Wisdom. Today, we’re discussing income annuities and whether they are a smart choice for retirement if you don’t have a pension. When it comes to the Wealth Retirement System, there are three key legs to the system: Today, we’ll focus on the Future-Proof Wealth Formula. The number one concern […]
Written by Dre Griggs
Today, I’m going to answer the question: how do you leave emotions out of investing? Sometimes, the difference between investing and gambling is emotions—whether we give in to feelings, hunches, or whims. While some investors have followed their instincts successfully, it’s important to remember that their instincts are trained. Take Warren Buffett, for example—he reads […]
Written by Dre Griggs
Today we answer the question: what is the tax impact of selling your home in retirement? When deciding whether or not to sell your home in retirement, you’re usually thinking from a lifestyle perspective—do I still want to live in this house? Maybe the house is too big, or you don’t want to deal with […]
Written by Dre Griggs
Investing for retirement is a crucial aspect of financial planning, and optimizing your investment portfolios can significantly impact your retirement success. In this article, we will delve into the key reasons and methods you rebalance a portfolio over time. As well as why adapting your investment portfolios over time is essential for achieving your retirement […]
